History of Avadian

Avadian is a brand-new credit union 80 years in the making. Formerly Alabama Telco, we began operations in December of 1934 with seven charter members and a capital base of $70. We originally formed to serve telephone company employees and their families. Our name has since changed and our membership has far grown outside the telephone company, BUT our founding principles are still the same.
We continue to be member-owned and member-focused. We are the only financial service provider that will go out of its way every day to value you as a person, to make you feel delight and to improve your life.
Today, we serve over 65,000 members through ever-increasing delivery points: Avadian branches throughout Alabama; a shared network of CO-OP branches and ATMs across the United States; online, mobile and telephone banking; and social media outlets. We pride ourselves on continually receiving a "5-STAR Superior Rating" from BauerFinancial for safety and soundness. With approximately $600 million in assets, Avadian Credit Union is one of the largest credit unions in Alabama.
Avadian Credit Union isn't just another financial institution. We are someone you can trust with your money, because we aren't just about rates, returns, features and fees. We're working to be so much more. We're working to improve your financial life.

Why Choose Avadian Credit Union?

Picking the right financial institution is important to your financial success. At Avadian Credit Union, we don’t want to brag but we have found that:

• Some love our low loan rates.
• Others love our great rates on our savings accounts and deposits.
• Some members are not rate sensitive but are just thrilled they CAN get a loan.
• Others love our personal service.
• Some don’t care about personal service, but love the convenience.
• Some love our electronic services.
• Others love coming into a branch and seeing the same friendly face.
• Believe it or not, some just love us because we’re a cooperative – meaning we are run by our members and for our members.
• Others love us because the money stays local and benefits the community.
• Some love the lower fees.
• But most of all, we found our members love us because we do what’s in THEIR financial best interest, even when it’s not in the Credit Union’s
  best interest.

Things you should consider when choosing the right financial institution:

1. 1. Convenience

• How easily accessible are they to your home or office? We have branches all over the state and are part of the CO-OP Shared Branch and ATM networks, providing you with nearly 5,000 credit union branches and 30,000 ATM locations nationwide. for a list of our branch locations.
• Do they offer telephone banking or internet banking? Yes, we do, plus we offer mobile banking!  to learn more about our electronic services.
• What are their hours of operation? We are opened Monday through Friday from 8:45 a.m. to 5:00 p.m. Several of our branches and most of our CO-OP shared branches are even open on Saturdays.  to learn more.
• Do they have various ATM locations? We have them across the state and will even waive your ATM fee if you sign up for our Choice Checking account and choose “nationwide ATM refunds” as a feature.  for a list of our ATM locations. to learn more about our Choice Checking.

1. 2. Products

• Are they a full-service institution? We offer so many quality products and services; we’re running out of room on our website for all of them!  to view our complete lineup. 
• Does their product lineup match your financial needs now and also in the future? Our products are extensive and are designed to accommodate every life stage.
• Do they offer special products and programs that other financial institutions maybe don’t have? We’ve done our research. We know what our members want and what’s out there that we think they will want, need or love. We try to give it all to them.

1. 3. Service

• Do they have a friendly and knowledgeable staff ready to assist you and your needs at all times? Our staff completes extensive training and is always willing to help. In fact, we are even on a first-name basis with most of our members. to meet our Branch Managers. 

1. 4. Fees

• Do they have a lot of unnecessary fees? Are their fees higher or lower than most? Because we’re a credit union, we typically have fewer and lower fees than most banks.  t

1. 5. Stability

• What is their history? How long have they been in business? We’ve been in business since 1934 and continue to grow strong.  
• Do they have a high rating for safety and soundness? We have a “5 Star” Superior Rating by Bauer Financial for Safety and Soundness. This is the highest rating a financial institution can receive.
• How much do they have in assets and is their loan portfolio strong? We have over 600 million in assets and that number continues to grow. We are very proud of our loan portfolio. Despite other institutions, we have managed to steer clear of recent economic struggles by not entering into risky loans.  to view our most recent annual report. 

1. 6. Interest Rates

• Are their rates competitive? Are they better than the rest? Since we’re a credit union, our rates are usually better than most financial institutions.  
• Do they offer discounts on loans or bonuses on CDs? We always think there is room for improvement even with our great rates, so we like to offer discounts, bonuses and specials throughout the year.

How To Join

Joining Avadian is easier than you think! If you meet any of the following requirements, visit your local Avadian branch or call us at 1.888.AVADIAN to sign up today.
County Eligibility
Individuals who live, work, worship or attend school in the following counties are eligible for membership:

• Autauga
• Baldwin
• Blount
• Calhoun
• Cherokee
• Coffee
• Colbert
• Cullman
• Dallas
• DeKalb
• Elmore
• Etowah

• Geneva
• Houston
• Jackson
• Jefferson
• Lauderdale
• Lawrence
• Lee
• Limestone
• Madison
• Marion
• Marshall

• Mobile
• Montgomery
• Morgan
• Pike
• Randolph
• Shelby
• St. Clair
• Talladega
• Tuscaloosa
• Walker
• Winston

For a complete list of branches in and around these counties, click here.
For a map of the counties we serve, click here.
Employment Eligibility
If you are an employee of an Avadian select employee group (SEG), you are eligible for membership. Click here to see if your company is a SEG of Avadian. For information on how your company or association can offer Avadian service, please call 1.888.AVADIAN (1.888.282.3426).

If offered by your employer, you may use payroll deduction and/or direct deposit by also completing a Payroll Allotment Authorization Form. Please contact any of our branch locations for further information about payroll deduction/direct deposit.

Family Eligibility
If you are related by blood or marriage to members of Avadian Credit Union, you are eligible for membership.
If you meet any of the above eligibility requirements, join Avadian today!
All you need to do is complete a membership request form, show two forms of proper identification and make a minimum $5 deposit in an Avadian savings (share) account. Once you’re a member, you can start enjoying all of our great products, services and rates.

Branch Locations

Now serving members at over 5,000 branch locations and nearly 30,000 ATM locations nationwide!
Below is a list of branch locations, business hours and phone numbers. While we offer branch locations and ATMs throughout the state of Alabama, we are also partners with the CO-OP Shared Branching and ATM networks, which currently have over 5,000 branch locations nationwide and nearly 30,000 ATM locations nationwide, giving you more options in conducting select Avadian transactions. To learn more about the CO-OP Shared Branching and ATM networks, click here.
Avadian Tidbit: If you are an iPhone® or Android user, be sure to visit your appropriate app store to download the Avadian app and to search "Credit Union Shared Branching" for the CO-OP app. Now you can find the nearest Branch, ATM or shared branch location wherever you are at any time!

iPhone® is a trademark of Apple, Inc. Avadian Credit Union is not affiliated with, sponsored by, or endorsed by Apple Inc.

Birmingham

Corporate Headquarters

Mailing: P.O. Box 360287
Birmingham, AL 35236-0287

Street: 1 Riverchase Parkway South
Hoover, AL 35244
Google Maps

Phone: (205) 985-2828 or (888) 282-3426
Fax: (205) 985-2826
No Branch Access.
See Hoover listing for branch information.

Chelsea

15660 Highway 280
Chelsea, AL 35043
Google Maps

Phone: (205) 678-7797 or (888) 282-3426
Fax: (205) 678-7718
Monday - Friday: 8:45 a.m. - 5:00 p.m. CST

Colonnade

3439 Colonnade Pkwy, Suite 100
Birmingham, AL 35243
Google Maps

Phone: (205) 967-2993 or (888) 282-3426
Fax: (205) 967-6069
Monday - Friday: 8:45 a.m. - 5:00 p.m. CST

Downtown

613 19th Street North
Birmingham, AL 35203
Google Maps

Phone: (205) 252-8024 or (888) 282-3426
Fax: (205) 252-4109
Monday - Friday: 8:45 a.m. - 5:00 p.m. CST

Gardendale

405 Fieldstown Road
Gardendale, Al 35071
Google Maps

Phone: (205) 631-2455 or (888) 282-3426
Fax: (205) 631-6460
Monday - Friday: 8:45 a.m. - 5:00 p.m. CST

Greystone

420 Old Highway 280
Birmingham, Al 35242
Google Maps

Phone: (205) 437-3696 or (888) 282-3426
Fax: (205) 437-3698
Monday - Friday: 8:45 a.m. - 5:00 p.m. CST
Saturday: 9:00 a.m. - 12:00 p.m. CST

Helena

4849 County Highway 52 West
Helena, AL 35080
Google Maps

Phone: (205) 621-4262 or (888) 282-3426
Fax: (205) 621-4263
Monday - Friday: 8:45 a.m. - 5:00 p.m. CST

Homewood (This branch is moving!)

103 Oxmoor Road
Birmingham, AL 35209
Google Maps

Phone: (205) 942-9977 or (888) 282-3426
Fax: (205) 942-4989
Monday - Friday: 8:45 a.m. - 5:00 p.m. CST

Homewood (New location coming December 19, 2016!)

475 Green Springs Highway
Birmingham, AL 35209
Google Maps

Phone: (205) 942-9977 or (888) 282-3426
Fax: (205) 942-4989
Monday - Friday: 8:45 a.m. - 5:00 p.m. CST

Hoover

4720 Chace Circle
Hoover, AL 35244
Google Maps

Phone: (205) 989-5220 or (888) 282-3426
Fax: (205) 988-3891
Monday - Friday: 8:45 a.m. - 5:00 p.m. CST
Saturday: 9:00 a.m. - 12:00 p.m. CST

Hueytown

148 River Square Plaza
Hueytown, AL 35023
Google Maps

Phone: (205) 491-6217 or (888) 282-3426
Fax: (205) 491-9541
Monday - Friday: 8:45 a.m. - 5:00 p.m. CST

Pelham

3016 Pelham Parkway
Pelham, AL 35124
Google Maps

Phone: (205) 620-2332 or (888) 282-3426
Fax: (205) 620-2342
Monday - Friday: 8:45 a.m. - 5:00 p.m. CST

Trussville

Mailing: P.O. Box 1308
Trussville, AL 35173

Street: 2150 Gadsden Highway
Birmingham, AL 35235
Google Maps

Phone: (205) 661-9712 or (888) 282-3426
Fax: (205) 661-9714
Monday - Friday: 8:45 a.m. - 5:00 p.m. CST
Saturday: 9:00 a.m. - 12:00 p.m. CST

Other Locations

Dothan

2378 West Main Street
Dothan, AL 36301
Google Maps

Phone: (334) 702-8759 or (888) 282-3426
Fax: (334) 702-1807
Monday - Friday: 8:45 a.m. - 5:00 p.m. CST
Saturday: 9:00 a.m. - 12:00 p.m. CST

Dothan (S.E. AL Medical Center) Branch

1091 Ross Clark Circle
Dothan, AL 36303
Google Maps

Phone: (334) 702-8741 or (888) 282-3426
Fax: (334) 702-1907
Monday - Friday: 8:45 a.m. - 5:00 p.m. CST

Geneva

309 West Maple Ave.
Geneva, AL 36340
Google Maps

Phone: (334) 684-2241 or (888) 282-3426
Fax: (334) 684-2699
Monday - Friday: 8:45 a.m. - 5:00 p.m. CST

Madison

8566 Madison Boulevard
Madison, AL 35758
Google Maps

Phone: (256) 774-3988 or (888) 282-3426
Fax: (256) 774-3989
Monday - Friday: 8:45 a.m. - 5:00 p.m. CST

Mobile

809 Downtowner Blvd
Mobile, AL 36609
Google Maps

Phone: (251) 343-2027 or (888) 282-3426
Fax: (251) 343-7703
Monday - Friday: 8:45 a.m. - 5:00 p.m. CST

Montgomery

2906 Atlanta Highway
Montgomery, AL 36109
Google Maps

Phone: (334) 271-4526 or (888) 282-3426
Fax: (334) 277-0411
Mon - Thurs: 8:45 a.m. - 5:00 p.m. CST
Friday: 8:45 a.m. - 6:00 p.m. CST

South Parkway

3301 Memorial Parkway SW
Huntsville, AL 35801
Google Maps

Phone: (256) 536-5626 or (888) 282-3426
Fax: (256) 428-1177
Monday - Friday: 8:45 a.m. - 5:00 p.m. CST